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Ransomware as a Service (RaaS) is not new. What is new is how cybercriminals in 2025 are fusing generative AI with the RaaS model to make attacks more efficient, harder to detect and more scalable. This article explains how we’ve arrived at RaaS 3.0, what AI adds to extortion campaigns, and practical steps companies can take to defend themselves. What Is Ransomware-as-a-Service and How Has It Evolved? RaaS allows criminals with minimal coding skill to launch powerful ransomwa