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A reader recently forwarded us an alarming email. It claimed to be a "final notice" from the FCA, warned that an account had been frozen for inactivity, and threatened to seize a balance of over £191,000 within seven days unless the recipient acted immediately. It looked official, quoted legal articles, and gave a case number. It is also a complete fabrication, and a good example of a scam doing the rounds in 2026 that is worth learning to recognise, because the same tricks t

A cyber breach can stop a business without warning. Clear actions in the first hours reduce damage and restore trust. This guide uses plain language so non‑technical teams can act with confidence. At a glance Contain the incident fast and record what you do Tell the right people in the right order Investigate safely and preserve evidence Recover from clean backups and rebuild access Fix the root causes and support affected people What counts as a cyber breach? A breach is any